We can provide insurance for your belongings to keep your items protected, tailored to meet your needs and lifestyle, both at home and on the go. Our contents insurance policy features and benefits include;
What we cover
Things to consider
Your personal belongings are protected against many causes such as fire or flood damage, loss, theft and accidental damage
Damage caused by natural wear and tear to your items over time isn’t covered
We’ll insure your freezer contents in the event of loss of power, and also cover you against loss of oil and metered water
Each bicycle must be individually listed under the policy, with a maximum value of £2000
If your home becomes uninhabitable, we’ll cover the cost of finding alternative accommodation
We don’t cover any damage that’s caused by pests in the home, such as termites, fungus or mildew
If there’s a fatal accident within the home, or whilst you’re travelling within the UK, our policy has you covered
You must inform us as soon as possible if you’ve loss, accident or theft
Our content insurance plan covers Great Britain (England, Scotland, Wales, the Isle of Man and the Channel Islands) and Northern Ireland. If you’re travelling within these areas and have an accident, call our team and we’ll be able to assist you.
You’ll have a few conditions that you’ll need to meet, and you can find the detailed list within your full policy documentation, but a few examples of these conditions include;
You’ll need to pay the excess fees as the first part of your claim, plus any additional excesses that may apply. You’ll find this information on your policy documentation;
The compulsory excess fee is £100, except for instances considered to be Escape of Water, where the excess is £250. Tenants Liability or occupiers and personal liability have no excess fees applied.
We understand the need to be flexible, so you can pay for insurance either annually or on a monthly basis.
Our contents insurance is an annual policy, which is renewable each year. Before the renewable period, we’r recommend that you take a moment to review, so that you can ensure it’s the right option for your circumstance.
In the rare instance that you’ve spoken with our team but later realise that the policy cover doesn’t meet your needs, you can cancel your policy, subject to fees
If you need to make a claim, we’ve got a few options for you to get the process started. You can make a claim by;
For existing claims, email our team at [email protected] need to update